“Changing lives”

M-TIBA is the leading health financing technology platform for consumers, insurers, healthcare providers and governments. It is a proven health system integrator that is revolutionising the management of large-scale health schemes and supporting the drive for universal health coverage in Africa

It enables users to manage their insurance policy or health payments on their mobile. It helps insurers, donors and governments to distribute benefits efficiently and transparently. 


Insurance Through M-TIBA

 No more cards! For selected medical insurance policies, M-TIBA is a safe and convenient way of managing your medical cover on your mobile. Instantly initiate treatment, confirm dependent eligibility and check their benefit utilization. 

Partnering Providers

Your beneficiaries  can choose from a wide range of healthcare providers accepting M-TIBA payments. M-TIBA is present country-wide. Our healthcare providers range from low-end to the very high-end providers, giving beneficiaries a wide range of choice of healthcare providers to meet different categories of health schemes and healthcare needs.

Empowering Users

Use M-TIBA to empower your relatives, friends and staff to access healthcare. Send money to their M-TIBA, which they can use at over 3,000 providers. With M-TIBA, funds can only be used for the designated purposes. This is building trust and accountability for all.  

No Extra Cost

Registering onto M-TIBA is free. Saving in your own M-TIBA from your M-PESA is free of charge. Sending money to another person’s M-TIBA attracts the normal M-PESA Pay Bill transaction fees.

Sustainable Development Goals

M-TIBA’s goal of deepening healthcare inclusion in Kenya is enabling realization of sustainable development goals.