M-TIBA funds can be used to pay for outpatient healthcare services and medication. Prices may vary depending on the healthcare facility you choose. The range of outpatient services you can pay for depends on the services your chosen M-TIBA facility can provide and on the amount of funds stored in your M-TIBA. Users are encouraged to save as much as possible to be able to pay for healthcare services in full. In cases of public and private insurance schemes and donor funded programs, the range of services that can be paid for will be determined by the scheme payer.