Uko sorted barabarani na Kinga Afya
Kinga Afya is a healthcare cover that protects you against medical costs in the very unfortunate event that you get into an accident on the road. It’s a product from M-TIBA & AAR.
Peace of mind on the road through Kinga Afya.
Kinga Afya is a healthcare cover that protects you against medical costs in the very unfortunate event that you get into an accident.
The cover is specifically for you and can only be used by you. Once you have identified yourself with your active Kinga Afya account at the hospital, your bills will be covered directly up to your limits. There is no need for out-of-pocket payment in case you still have your limits!
Kinga Afya is a product from M-TIBA & AAR. M-TIBA will be your point of contact for all your questions & services.
What is covered under Kinga Afya?
Medical costs related to accident
Limit: 200,000 Ksh.
Emergency evacuation with an ambulance
Limit: 10,000 Ksh.
Medical costs related to chest infections
Limit: 10,000 Ksh.
Income compensation in case of temporary disability as result of accident
3000 Ksh per week, max of 4 weeks
Daily compensation during hospitalization as result of accident
750 Ksh per day, max 30 days
Compensation in case of permanent disability as result of accident
Limit: 1,500,000 Ksh.
Pay out in case of fatal accident
Limit: 1,000,000 Ksh.
Product Scope
Services Covered Under Other Hospital Admissions (Inpatient)
- Hospital Accommodation Charges.
- Doctor’s fees; Physician, Surgeon,
Anesthetist. - Drugs/Medicines, Dressings and Internal
Surgical appliances. - Pathology, X-rays and Ultrasounds
- Daycare surgery not directly caused by
accidents - Home nursing care
- Discharge drugs up to 1 week after
discharge. - Acute illness
Services Covered Under Other Outpatient
- Consultations, Laboratory
investigations and X-rays, - Prescription medicines, Outpatient
procedures, dressings, and treatment
arising out of sickness or accidents. - General Counseling Services
- Day Care Surgery under Local
anesthesia
Services Covered Under Other Accident Cover
- Emergency Evacuation
- Day care surgery for accidents
related cases
Kinga Afya FAQs
These are the injuries sustained in accidents involving your bike, such as collisions with other vehicles, Boda-Bodas or Bikes, single-bike accidents, and accidents caused by road hazards.
As a bike rider, you are exposed to various respiratory infections, which can be caused by factors such as exposure to cold weather, air pollution, and dust while riding leading to conditions like Bronchitis and Pneumonia.
In the event that you are hospitalized due to illness or injury, this benefit provides you with a financial buffer to enable you to take care of your day-to-day needs since you will be away from work. The income compensation will start after being longer than 24hrs in the hospital
In the event you are unable to work because of injuries linked to the accident, this benefit provides you with a financial buffer to enable you to take care of your day-to-day needs. This should be confirmed by your doctor and agreed upon by the M-TIBA medical team
When you are in an accident, or a medical emergency, Kinga Afya covers the cost of ambulance services. We have a special emergency phone number that you can call so that we can send the nearest provider to the scene of the accident and bring you to the hospital.
This benefit offers financial support in the unfortunate event that you experience a disabling injury or illness that results in a permanent disability. Kinga Afya will provide you with financial security and peace of mind when facing life-altering circumstances.
This benefit ensures that you and your loved ones can navigate the financial aspects of funerals, burials, and other related expenses with ease and peace of mind.
We'd love to hear from you.
In case of any questions, kindly contact our customer care team which is available 24/7 via
Phone no. (Toll-Free): 0800-721 253 or 0709-071 000
Email: customercare@mtiba.co.ke
Healthcare Facilities
Kinga Afya has partnered with healthcare facilities across the country to ensure the provision of timely and quality emergency care. Search for a healthcare provider by name, county, sub-county, or township.
