M-TIBA for insurers

One platform to run and scale your insurance business

Grow your business through real-time insights on your loss-ratio, IBNR and more by digitising your end-to-end insurance business.

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Pivot instantly with 24/7 insights in your business

Review your loss-ratio daily. Reduce your IBNR to near zero. Track unusual behaviour in real time.

manage everything in one place

policies, claims, communication – all managed on one cloud-based platform

realtime insights, smart decisions

reduce IBNR, manage risks with realtime analysis on all operations across the business

provider networks that create value

build stronger provider relationships with simplified, contracting and pricing processes

simplified and integrated member experience

members submit claims, view their benefits, pre-approval for their treatments & limits 24/7


“M-TIBA has a very strong technological base and partners, leveraged through Safaricom. This partnership ensures a lot of the interaction with the members enabling very strong controls by reducing paperwork, which decreases costs. Every step is managed electronically, and that is what makes it pretty efficient. That is why we can price lower than NHIF,”

Julius King'etich, Jubilee Group CEO

“Mobile health wallets, like M-TIBA, are growing in popularity with Kenyans, because of their ability to offer integration of different products, policies, and payment methods in a single interface. Consumers now expect greater control of their health policies and mobiles can deliver real-time information on benefits, limits, and balances,”

Saurabh Sharma, Britam General Manager, Micro Insurance

“SMS is a powerful tool in getting COVID-19 messages to Kenyans. It is direct, immediate, and can be integrated with other platforms. At Pharm Access we are in regular discussions with the Ministry of Health and other healthcare bodies about ways to use the M-TIBA platform to strengthen our health and emergency response.”

Isaiah Okoth, Former Country Director PharmAccess Foundation

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