Grow your healthcare business with flexible and affordable loans.
Keep your practice in peak condition. Get working capital up to KES 40 million. Easy approval process. No collateral needed. Trusted by 600+ facilities.
Grow your healthcare business with flexible and affordable loans.
Keep your practice in peak condition. Get working capital up to KES 40 million. Easy approval process. No collateral needed. Trusted by 600+ facilities.
Cash Advance is a product by the Medical Credit Fund offered through the M-TIBA platform.
The Terms and Conditions for Cash Advance and Mobile Asset Financing.
How do I grow my business with Cash Advance?
Easy access to affordable loans
No collateral for loans up to 40 million KES because of flexible re-payment through MPESA tills transactions. You decide what payment terms work for your business.
Low interest rates
Pay interest rates lower than market averages. After your first re-payment access new loans directly through your mobile phone.
Grow traffic at your facility
Reach new patients by offering your services directly on our platform or the MPESA App.
More time for patients.
No more paper work by digitising your administration and get valuable insights to optimise your business operations
600+ Health Facilities are already growing with Cash Advance
“Cash Advance is a brilliant innovation. You don’t need traditional collateral; repayment is easy and convenient . Our finances still stay in check after repayment.
“I thank you a lot. You sorted my chronic headache. Your digital loan processing is swift and easy, we have been able to see growth in our business”
“Cash Advance loan is a lot cheaper than expensive bank loans. In the two years I have managed to borrow and grow sustainably with cash advance, thank you M-TIBA”
Get a loan to serve your financing needs
We’ll get back to you within 5 business days.
About The Medical Credit Fund (MCF)
The Medical Credit Fund (MCF) was established in 2009 as part of the PharmAccess Group, with a simple vision: to increase access to better healthcare services in sub-Saharan Africa for low-income patients.
In complementing the public health system across Africa, the private healthcare sector faces many challenges. Predominately, limited capacity and quality of care. For small and medium enterprises (SMEs), it is even more challenging to access loans to invest and expand their healthcare businesses and services.
Who can access Cash Advance loans?
- Healthcare SMEs: hospitals, health centers, dispensaries, maternity homes and nurse-driven clinics.
- Specialist care providers: diagnostic centers, laboratories, and pharmacies.
- Healthcare businesses catering to health facilities, distributors of drugs, training institutes and equipment providers.